Create Online Store – Online Payment Processing Options

Small Number of Products

If you only have small number of products you won’t need all the requirements listed in my last article. When starting out with your online store you may not want to spend a large amount of money purchasing a merchant account and paying high processing fees until you know your product will sell.

For a small number of products or service you can use PayPal or Clickbank


PayPal accepts credit card and paypal payments for hard goods (ie books) and digital products (ie software, ebooks). It takes care of all the requirements for processing your payments by simply copying a pasting some html code into your web site. It offers simple buy now buttons or a fully fledged shopping cart.

Here are some of the features PayPal offers:

No monthly fees
No setup fees
No gateway fees
Free eBay and Merchant tools
Antifraud systems at no extra cost

Monthly Sales Price Per Transaction
$0.00 USD – $3,000.00 USD………………………2.9% + $0.30 USD
$3,000.01 USD – $10,000.00 USD………………..2.5% + $0.30 USD
$10,000.01 USD – $100,000.00 USD……………..2.2% + $0.30 USD

Your funds are deposited directly into your PayPal account.

Read How to Build an Ecommerce Web Site Using the PayPal Shopping Cart

For Digital Products or Service use ClickBank

ClickBank is an ideal payment processor for selling digital products like ebooks or online software. It also allows you easily set up an affiliate program with no hassles and begin accepting commissions.


There is a one time activation fee of $49.95 and $1 + 7.5% charge for each transaction. You receive a check twice a month. There are no monthly charges, but there is a $2.50 pay period processing fee for every check that ClickBank issues to you.

Clickbank Calculator

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to learn one of the most effective ways to drive 1000s of visitors to your online store.

Herman Drost is the Certified Internet Webmaster (CIW)
owner and author of Web Design, Web Hosting, SEO


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